National Life Insurance Records Double-Digit Premium Growth, Strengthens Solvency
- BFIS News
- 2026 Jan 15 12:34
Kathmandu: National Life Insurance Company has reported a strong and stable financial performance despite challenges in the insurance sector, posting double-digit growth in premium income and significant improvement in its solvency position.
Presenting the Management Report at the company’s 38th Annual General Meeting, Chief Executive Officer Suresh Prasad Khatri said the company delivered satisfactory results across most key financial indicators during the financial year 2081/082 (2024–25).
According to the CEO, the company’s total premium income increased by 10.26 percent, reaching Rs. 22,593.781 million in the review year. The company recorded a net profit of Rs. 818.165 million, with Earnings Per Share (EPS) at Rs. 15.70, a Price-to-Earnings (PE) ratio of 39.71, and Return on Equity (RoE) of 10.89 percent.
Highlighting the company’s financial strength, Khatri stated that the solvency margin improved significantly from 134.3 percent to 165.5 percent, indicating a strong and sustainable capital position. As of December 15, 2025, the total number of active policies stood at 1,464,956.
During the review period, the company paid insurance claims worth Rs. 9,486.564 million, maintaining a satisfactory claim settlement ratio. The CEO said this reflects the company’s commitment to timely and reliable service delivery to policyholders.
National Life Insurance has also built a robust investment portfolio amounting to Rs. 77,902.042 million, with all investments made in compliance with regulatory guidelines and considered secure.
Looking ahead, Khatri said the company will focus on sustainable growth, emphasizing digital transformation, improved service efficiency, and strategic partnerships to expand business and revenue streams. The company will also prioritize marketing, branding, product development, and human resource development.
To strengthen its distribution system, the company is investing in the development of a professional agency network, allocating sufficient funds for training with the support of both local and international trainers. Efforts are also underway to introduce new, sustainable insurance products of international standards.
“As CEO, I remain committed to driving the growth of the company and seek continued support from shareholders, customers, and all stakeholders,” Khatri said, expressing gratitude to regulators, government authorities, promoters, board members, shareholders, customers, auditors, and employees.
He reaffirmed that, as a leading life insurance company in Nepal, National Life Insurance will continue to adapt to changing market dynamics and execute its long-term strategy to move forward with confidence.
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